Here in Texas when you want to get Full Coverage on your Dune Buggy they usually tell you that they are to dangerious to be on the road so they can't give you full coverage. When you say Dune Buggy they won't cover you. I then tell them you cover Motorcycles full Coverage don't you. They say yes. They are safer.. Really..... !!!!
http://videos.streetfire.net/category/C ... 6c5aa0.htm
So when you see people do this on their cycles you just want to ring the insurance guys neck and tell them when was the last time you saw a dune buggy do this. More motorcycle riders are killed each week on the road. When have you heard of a Dune Buggy accident on a road...?